We are one of the busiest dental specialist finance brokers in the UK; helping tailor finance packages for both buyers acquiring their first and second practices through to re-financing existing debt and establishing additional funding lines for more established acquirers.
Starting Your Finance Journey
We analyse your assets & liabilities
to provide you with a theoretical
budget to shopping for practices with
We stress test practices as you
view them to ensure you can
both afford them and advise
you on likely debt capacity
Once your offer is accepted we’ll
write a tender for the banks to
ensure you get the most competitive terms
We stay with you until completion
ensuring the terms of the facility
letter are met promptly and
supporting you with the CQC
Making such a huge financial commitment to buy a practice can be a daunting experience. Especially if you have never owned your own business before or have borrowed / procured funds from a family member to fund your first foray into Dental Practice Ownership.
Dental Elite operate DE Finance independently to the core practice sales division. DE Finance’s core focus is on negotiating dental practice finance for buyers seeking to acquire a dental practice not only through Dental Elite but also but also through other agents or without an agent at all.
No Result, No Fee Dental Practice Finance
As every practice and loan proposal is individual it is very difficult to provide any buyer with cast iron budget. Especially with dental practices now often selling with high goodwill premiums, which more often than not require a higher cash contribution than if a practice sold for just the marketing price. However, when a buyer first makes contact with DE Finance we ask you to complete an Initial Finance Assessment Form which you can now complete online once you have registered. This will enable us to give you an indicative idea of the kind of practices you can consider viewing and bidding on.
When you shortlist a practice, you can make contact with DE Finance as often as you wish and our team will conduct an affordability test on the target so you can bid with confidence. Furthermore, we will provide you written confirmation of the viability of your bid provided you are bidding within the constraints of the affordability check.
When your offer is accepted, the real work begins. We will populate a profile for circulation amongst all the lenders that we know would consider your proposal and we work a competitive tender process to ensure we come back to you with the best deal on the market. Thereby providing you with a full comparison of all the indicative terms provided.
|Instant Indication of Upper Lending Limit|
|Bespoke Practice Analysis to Indicate Affordability|
|Tailored Application for Banks to Suit Your Needs|
|Negotiate the Best Rates the Market Will Offer|
|Refinance Your Existing Debt if Required|
|Full Loan Term Cost Analysis|
|Full Credit Application Support|
|Free CQC Application Support|
|Full Sales Progression Support until Completion|
|Zero Additional Cost on 76% of Transactions|
Featured Case Study
We all have the dream of owning our own practice, however the thought of making that transition is often frightening.
My first thought was, what can I afford? The only loan I’d ever got was for my home, and that was in the days banks were handing out money to anyone and everyone. This is where DE Finance were invaluable. Long before I found the right practice, DE Finance had taken all the relevant information from me, and let me know what I could realistically expect to get from the banks given my circumstances.