We are one of the busiest dental specialist finance brokers in the UK; helping tailor finance packages for both buyers acquiring their first and second practices through to re-financing existing debt and establishing additional funding lines for more established acquirers.

Starting Your Finance Journey

We analyse your assets & liabilities
to provide you with a theoretical
budget to shopping for practices with

We stress test practices as you
view them to ensure you can
both afford them and advise
you on likely debt capacity

Once your offer is accepted we’ll
write a tender for the banks to
ensure you get the most competitive terms

We stay with you until completion
ensuring the terms of the facility
letter are met promptly and 
supporting you with the CQC

Making such a huge financial commitment to buy a practice can be a daunting experience. Especially if you have never owned your own business before or have borrowed / procured funds from a family member to fund your first foray into Dental Practice Ownership.

Dental Elite operate DE Finance independently to the core practice sales division. DE Finance’s core focus is on negotiating dental practice finance for buyers seeking to acquire a dental practice not only through Dental Elite but also but also through other agents or without an agent at all.

No Result, No Fee Dental Practice Finance

As every practice and loan proposal is individual it is very difficult to provide any buyer with cast iron budget. Especially with dental practices now often selling with high goodwill premiums, which more often than not require a higher cash contribution than if a practice sold for just the marketing price. However, when a buyer first makes contact with DE Finance we ask you to complete an Initial Finance Assessment Form which you can now complete online once you have registered. This will enable us to give you an indicative idea of the kind of practices you can consider viewing and bidding on.

When you shortlist a practice, you can make contact with DE Finance as often as you wish and our team will conduct an affordability test on the target so you can bid with confidence. Furthermore, we will provide you written confirmation of the viability of your bid provided you are bidding within the constraints of the affordability check.

When your offer is accepted, the real work begins. We will populate a profile for circulation amongst all the lenders that we know would consider your proposal and we work a competitive tender process to ensure we come back to you with the best deal on the market. Thereby providing you with a full comparison of all the indicative terms provided.

Instant Indication of Upper Lending Limit
Bespoke Practice Analysis to Indicate Affordability
Tailored Application for Banks to Suit Your Needs
Negotiate the Best Rates the Market Will Offer
Refinance Your Existing Debt if Required
Full Loan Term Cost Analysis
Full Credit Application Support
Free CQC Application Support
Full Sales Progression Support until Completion
Zero Additional Cost on 76% of Transactions

Featured Case Study
Imran Ahmed

We all have the dream of owning our own practice, however the thought of making that transition is often frightening.
My first thought was, what can I afford? The only loan I’d ever got was for my home, and that was in the days banks were handing out money to anyone and everyone. This is where DE Finance, and in particular Becki, were invaluable. Long before I found the right practice, Becki had taken all the relevant information from me, and let me know what I could realistically expect to get from the banks given my circumstances.

Dr Imran Ahmed

Medical Elite Recruitment and Practice Sales Ltd t/a Dental Elite and DE Finance is authorised and regulated by the Financial Conduct Authority. Medical Elite Recruitment and Practice Sales Ltd t/a Dental Elite and DE Finance is a credit broker and not a lender. All finance is subject to status and income. Written Quotation will be provided on request. Medical Elite Recruitment and Practice Sales Ltd t/a Dental Elite and DE Finance can introduce you to a limited number of finance providers and may receive a commission for such introductions. Company Reg No. 07345687 | VAT Reg No. 992 9872 42